Deductible for Pet Insurance

About the deductible for pets

A deductible is the portion of the cost that you are responsible for paying in the event of claims. For pet insurance, this includes a fixed amount, as well as a percentage of the total care cost. You only need to pay the fixed deductible once per insurance year, regardless of how many times you visit the vet.

Reduced deductible with FirstVet

Your fixed deductible will be 1 000 kr lower than what is shown below if you first book a digital veterinary visit with FirstVet and are referred to a clinic. This does not apply if you have a fixed deductible of 0 kr.

Our pet insurance always includes an unlimited number of calls to FirstVet. However, if your pet is severely injured or ill, it's important to seek immediate treatment at a veterinary clinic.

Your options of deductible for dog and cat

The table shows your options for fixed and variable deductible when you buy a cat or dog insurance at Hedvig. Keep in mind that your choice of deductible affects the price of your insurance – a higher deductible will give a lower price.